Sole trader insurance
Protecting your business’s main asset
As a sole trader, the full responsibility for your venture’s success falls squarely on your shoulders. That means it’s especially important to protect yourself against the unexpected, and you can get expert help with this from our experienced team.
Your time as a sole trader is precious, so we understand that you don’t want to work with a partner who’ll make heavy demands on you. Don’t worry, because after gathering the information we need from you, we’ll take all the necessary steps on your behalf.
Your questions, answered
How can I tell whether I’m a sole trader?
There are several different terms that relate to running a business on your own, so it’s useful to be clear about what “sole trader” means. If you’re self-employed and have no staff working alongside you, you’d probably be classed as a sole trader.
Freelancing is another form of sole tradership if you run your business alone with no employees. For insurance purposes, being a sole trader simply means getting the right cover in place, so you’re safeguarded against the unique risks faced by people in your circumstances.
Which types of insurance might I need?
If you run a business as a sole trader, a number of different kinds of insurance cover are likely to be relevant for you. As with anything else, though, your particular situation will be unique to you, and the protection you put in place needs to reflect this.
You may need to take out professional indemnity insurance, protect yourself against cybercrime, or consider personal accident cover. You might also be required to get public liability insurance. Our experts can talk you through each option and help you to work out what’s right for you.
Does my industry affect my requirements?
Different industries are subject to different risks, which means you need to put in place the right type of insurance for your circumstances. As our client, you’ll get a dedicated adviser who’ll really take the time to understand your operation.
If your work involves manual labour, you may need to be covered for personal injury. If you work with computer data, you might require cyber protection. Wherever your areas of risk lie, our experienced specialists will help you to identify them.
What makes Beesure a good choice?
Life as a sole trader can be tough, and you may come up against issues that you don’t feel you can discuss with even those closest to you. In those moments, you’ll be grateful to have a trusted adviser in your corner, and that’s precisely what you’ll find in us.
Your professional relationship with us is designed for the long term, so we won’t rush into anything. Instead, you’ll get a holistic view of not just your business but your life, and then enjoy our expert help in making sure the important things are protected.
What clients say
I spoke with Matt for advice on the best pension options available to me. He was so professional and understanding and he relayed the information to me in a manner that I understood. I’d recommend Matt and Beesure to anyone seeking financial advice.
It was so simple to set up my life insurance with Beesure. It didn’t take long on the site, and I had a call in a few hours to finalise things. The quote was really competitive too.
I’ve recently started a new business and took out a secured loan to help with my start-up costs. Taking out personal guarantee insurance through Beesure has given me peace of mind, should the business struggle.
Considering I’ve been using Beesure for my business insurance, I knew it was a no-brainer to insure my property with the same company. I’ve even switched my corporate vehicles over and I now have one renewal date for everything.
Excellent service when reviewing my pension arrangements and always available to help… and I had a lot of questions! I’d recommend Beesure to everyone.
Thank you, Beesure. I’ve been so worried since the Covid-19 outbreak, but putting my life insurance in place and restructuring my cashflow plan has taken away unnecessary stress.
Matt has helped find the best cover for me at such a great price per month. A massive weight off my shoulders.
Luis was quick to find an alternative policy for my business to cover my employees and public liability. I was able to save money as well as increase the level of protection.
Beesure arranged my ISA and General Investment Account, and I cannot speak highly enough of them. Superb.
of clients would recommend us to their friends, family or colleagues
of clients believe working with us has helped or will help them achieve their financial goals
of clients were very satisfied that we understood their needs and goals, with the remaining 12.50% of clients mostly satisfied
How it works
In our first meeting together, we’ll establish what your financial goals and aspirations are and gain an understanding of your current circumstances. If applicable, we’ll also determine how comfortable you are with risk.
Analysis & Research
We’ll take a deep dive into all of the information provided and the financial data available to us. By analysing this, we can begin planning a journey to help you reach your financial goals.
We’ll present our plan back to you in the form of a report. This detailed but easy-to-follow document will contain all our expert recommendations for achieving your aims.
Implementation & Reviews
If you agree with our recommendations, we’ll put your strategy into place. We’ll review your goals regularly, and tailor our ongoing support based on your preferences and unique needs.
You’ll find a wealth of information here in our dedicated home for insights and useful resources, regularly updated so you’re always in the loop.
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Get in touch
Make an enquiry and a member of our friendly team will contact you to discuss.