Pensions and retirement

Enjoying your golden years

It’s never too late or too early to start planning for later life. The difficulty is often simply understanding the right steps to take. Whether you’re years away from retirement, already retired, or somewhere in between, you’ll get the expert support you need from us.

As our client, you’ll get unrestricted advice from experienced advisers who specialise in helping people through retirement. With our help, you’ll create a personalised plan that takes care of everything, so you can concentrate on the things that really matter.

Pension Contributions

Your questions, answered

How much do I need to retire?

Search the internet, and you’ll find all manner of frameworks and calculations for working out how much money you need in retirement. Really, though, the first thing you need to know is how you want to spend your time once you’ve left work.

Thinking about how many holidays a year you might want to take, or whether you intend to help children with their wedding or education, makes planning easier. Our advisers can use this information to show you how much you ought to save, and help you stay on track to achieve this.

Should I combine my pensions?

There are pros and cons to consolidating multiple pensions into one fund. On the one hand, it may give you more opportunities to grow your money and be easier to keep track of. On the other hand, you may miss out on valuable benefits or face hefty fees.

The key point with pension consolidation, like so much else, is that what’s right for someone else won’t necessarily be right for you. When you work with our pension specialists, you’ll get a plan that’s tailored to your unique circumstances, so you feel confident about your choices.

What type of income can pensions provide?

You’ve now got more flexibility than ever in accessing retirement funds, thanks to Pension Freedoms legislation introduced by the government in 2015. But pension rules are complicated, so it’s wise to get professional advice before taking any action.

With us, you’ll get clear, straightforward explanations of the options available, from a friendly team with your best interests at heart. We’ll take into account your personal ambitions as well as your financial position to deliver a solution that’s right for you.

Which documents would you need from me?

If you have existing pensions and savings accounts in place, it’d be useful for us to have the account numbers of where funds are stored. We’ll also need standard ID and proof of address.

There’s nothing to worry about, though. In your first meeting with your dedicated Beesure adviser, they’ll carefully talk you through each stage of the process, including what’s required of you. Whatever you decide, they’ll make it happen, and keep you in the loop every step of the way.

What clients say


I spoke with Matt for advice on the best pension options available to me. He was so professional and understanding and he relayed the information to me in a manner that I understood. I’d recommend Matt and Beesure to anyone seeking financial advice.


It was so simple to set up my life insurance with Beesure. It didn’t take long on the site, and I had a call in a few hours to finalise things. The quote was really competitive too.


I’ve recently started a new business and took out a secured loan to help with my start-up costs. Taking out personal guarantee insurance through Beesure has given me peace of mind, should the business struggle.


Considering I’ve been using Beesure for my business insurance, I knew it was a no-brainer to insure my property with the same company. I’ve even switched my corporate vehicles over and I now have one renewal date for everything.


Excellent service when reviewing my pension arrangements and always available to help… and I had a lot of questions! I’d recommend Beesure to everyone.


Thank you, Beesure. I’ve been so worried since the Covid-19 outbreak, but putting my life insurance in place and restructuring my cashflow plan has taken away unnecessary stress.


Matt has helped find the best cover for me at such a great price per month. A massive weight off my shoulders.


Luis was quick to find an alternative policy for my business to cover my employees and public liability. I was able to save money as well as increase the level of protection.


Beesure arranged my ISA and General Investment Account, and I cannot speak highly enough of them. Superb.


of clients would recommend us to their friends, family or colleagues


of clients believe working with us has helped or will help them achieve their financial goals


of clients were very satisfied that we understood their needs and goals, with the remaining 12.50% of clients mostly satisfied

How it works

Initial Consultation

In our first meeting together, we’ll establish what your financial goals and aspirations are and gain an understanding of your current circumstances. If applicable, we’ll also determine how comfortable you are with risk.

Analysis & Research

We’ll take a deep dive into all of the information provided and the financial data available to us. By analysing this, we can begin planning a journey to help you reach your financial goals.


We’ll present our plan back to you in the form of a report. This detailed but easy-to-follow document will contain all our expert recommendations for achieving your aims.

Implementation & Reviews 

If you agree with our recommendations, we’ll put your strategy into place. We’ll review your goals regularly, and tailor our ongoing support based on your preferences and unique needs.

The Hive

You’ll find a wealth of information here in our dedicated home for insights and useful resources, regularly updated so you’re always in the loop.

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Get in touch

Make an enquiry and a member of our friendly team will contact you to discuss.

Beesure Limited is authorised and regulated by the Financial Conduct Authority no. 832417.
Beesure Limited is a company registered in England and Wales. Company number: 10551333.
Registered office address: Ground Floor, Rowan House, Hazell Drive, Newport, NP10 8FY.

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