First-time buyers

Getting you onto the property ladder

There’s no feeling quite like stepping into your first home for the very first time. To get to that point, though, there’s a long process of saving and applying that, at times, can feel overwhelming without the right guidance. We’re here to help with that.

You can count on us to make your first-time buyer journey easier, whether you’re buying a home as an individual, a couple, or a family. From the first moment you speak to us, our advisers will go out of their way to put you at ease, and help you to get the very best outcome.

Pension Contributions

Your questions, answered

How much deposit should I look to save?

The deposit amount you’ll need will vary from lender to lender, which is why finding the deal that’s right for you is so crucial. As a rule of thumb, you should expect to pay between 5% and 20% of the property purchase price as your deposit.

As seasoned mortgage experts, we understand that saving a deposit is often one of the most challenging aspects of the house-buying process. Choose us, and we’ll help you understand ways you can boost your savings, like Lifetime ISAs, and review your spending so saving is easier.

What will I need to provide to apply?

Different lenders have different criteria for mortgage applications, but most will want to see three months’ worth of payslips and bank statements. You might also need to provide your employee contract, or tax returns if you’re self-employed.

Having a good credit score can make it more likely your application will be accepted, and lenders may also want to check the source of your deposit. For these reasons and more, it’s wise to work with a professional adviser or broker like us when preparing and submitting any mortgage application.

Is there a way to see mortgage options?

It’s always worth taking professional advice before applying for a mortgage to ensure you get the most appropriate rate for your circumstances. But if you just want to see at a glance which mortgages you’re likely to be accepted for, we’ve developed the ideal tool.

Our mortgage calculator will reveal the mortgages available to you in just a few short steps that take less than 10 minutes to complete. Best of all, the calculator will show results from the whole market, with no bias or restrictions.

Why should I choose you to help me?

Buying a home for the very first time can be a nerve-racking experience, with a great number of moving parts to juggle. Work with us, and you’ll get help from a team that understands your worries and will go above and beyond to ease them for you.

We aren’t salespeople or bank managers. We’re in your corner, and it’s our mission to help you find happiness and prosperity from your first house move and throughout your life. This holistic, long-term approach keeps our valued clients coming back time and again.

What clients say

Caroline

I spoke with Matt for advice on the best pension options available to me. He was so professional and understanding and he relayed the information to me in a manner that I understood. I’d recommend Matt and Beesure to anyone seeking financial advice.

Laura

It was so simple to set up my life insurance with Beesure. It didn’t take long on the site, and I had a call in a few hours to finalise things. The quote was really competitive too.

Tom

I’ve recently started a new business and took out a secured loan to help with my start-up costs. Taking out personal guarantee insurance through Beesure has given me peace of mind, should the business struggle.

Neil

Considering I’ve been using Beesure for my business insurance, I knew it was a no-brainer to insure my property with the same company. I’ve even switched my corporate vehicles over and I now have one renewal date for everything.

Mark

Excellent service when reviewing my pension arrangements and always available to help… and I had a lot of questions! I’d recommend Beesure to everyone.

Gemma

Thank you, Beesure. I’ve been so worried since the Covid-19 outbreak, but putting my life insurance in place and restructuring my cashflow plan has taken away unnecessary stress.

Sarah

Matt has helped find the best cover for me at such a great price per month. A massive weight off my shoulders.

James

Luis was quick to find an alternative policy for my business to cover my employees and public liability. I was able to save money as well as increase the level of protection.

Paul

Beesure arranged my ISA and General Investment Account, and I cannot speak highly enough of them. Superb.

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of clients would recommend us to their friends, family or colleagues

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of clients believe working with us has helped or will help them achieve their financial goals

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of clients were very satisfied that we understood their needs and goals, with the remaining 12.50% of clients mostly satisfied

How it works

Initial Consultation

In our first meeting together, we’ll establish what your financial goals and aspirations are and gain an understanding of your current circumstances. If applicable, we’ll also determine how comfortable you are with risk.

Analysis & Research

We’ll take a deep dive into all of the information provided and the financial data available to us. By analysing this, we can begin planning a journey to help you reach your financial goals.

Recommendations

We’ll present our plan back to you in the form of a report. This detailed but easy-to-follow document will contain all our expert recommendations for achieving your aims.

Implementation & Reviews 

If you agree with our recommendations, we’ll put your strategy into place. We’ll review your goals regularly, and tailor our ongoing support based on your preferences and unique needs.

The Hive

You’ll find a wealth of information here in our dedicated home for insights and useful resources, regularly updated so you’re always in the loop.

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Get in touch

Make an enquiry and a member of our friendly team will contact you to discuss.

Beesure Limited is authorised and regulated by the Financial Conduct Authority no. 832417.
Beesure Limited is a company registered in England and Wales. Company number: 10551333.
Registered office address: Ground Floor, Rowan House, Hazell Drive, Newport, NP10 8FY.

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