Helping you secure a special home

Some people love a period property, but for others, there’s nothing to compare with owning a home that’s brand-new. If that’s you, it’s worth considering specialist help to guide you through the complexities of new-build home ownership.

With new-builds, you may find the interest rate you’re offered is higher than for other properties. That’s because lenders often think of new-builds as riskier and more likely to lose value early on. Our experts can help you navigate this and find the right deal.

Pension Contributions

Your questions, answered

What classifies as a “new-build”?

The generally accepted definition of a new-build home is that it must have been built in the last two years, and never owned or lived in. They’re popular among people who prefer a more modern look to their house and want to avoid inheriting long-standing maintenance issues, which sometimes come with older properties.

Some lenders have different definitions of “new-build”, though, so it’s important to check with your chosen provider before going ahead with any application.

Do I need to buy from a developer?

In theory, you can arrange to have a property built yourself, but in practice, most people buy from a developer. Either way, unless you’re paying for your new home in cash, you’ll need to secure a construction loan. You’re strongly advised to get specialist help before going ahead with any application.

Some lenders may offer you a loan that’s interest-only to begin with, and converts to a mortgage once the build is complete. The advantage of this is that you only pay closing costs once. With our expert help, you’ll be supported through every step of the process.

How much deposit should I save?

When it comes to applying for a mortgage, every lender has different products on offer and criteria to be met. As a rule of thumb, though, for a new-build home, you should be looking to save a deposit amount between 10% and 30% of your intended purchase price.

Whatever your financial situation, saving a house deposit is never easy, which is why our holistic approach can be so beneficial. We’ll take into account your current circumstances and future aspirations, and create a plan to get you to the right point.

What makes you the right choice?

The process of buying a new-build property can be complicated, so the last thing you should do is struggle through it alone, or work with advisers who add to your stress. As our client, you’ll get honest, helpful guidance from experts who speak your language.

One of the things that motivates every member of our team is helping people find happiness and prosperity. As highly qualified and experienced professionals, we’ve got the skills to be able to help you achieve your aims.

What clients say


I spoke with Matt for advice on the best pension options available to me. He was so professional and understanding and he relayed the information to me in a manner that I understood. I’d recommend Matt and Beesure to anyone seeking financial advice.


It was so simple to set up my life insurance with Beesure. It didn’t take long on the site, and I had a call in a few hours to finalise things. The quote was really competitive too.


I’ve recently started a new business and took out a secured loan to help with my start-up costs. Taking out personal guarantee insurance through Beesure has given me peace of mind, should the business struggle.


Considering I’ve been using Beesure for my business insurance, I knew it was a no-brainer to insure my property with the same company. I’ve even switched my corporate vehicles over and I now have one renewal date for everything.


Excellent service when reviewing my pension arrangements and always available to help… and I had a lot of questions! I’d recommend Beesure to everyone.


Thank you, Beesure. I’ve been so worried since the Covid-19 outbreak, but putting my life insurance in place and restructuring my cashflow plan has taken away unnecessary stress.


Matt has helped find the best cover for me at such a great price per month. A massive weight off my shoulders.


Luis was quick to find an alternative policy for my business to cover my employees and public liability. I was able to save money as well as increase the level of protection.


Beesure arranged my ISA and General Investment Account, and I cannot speak highly enough of them. Superb.


of clients would recommend us to their friends, family or colleagues


of clients believe working with us has helped or will help them achieve their financial goals


of clients were very satisfied that we understood their needs and goals, with the remaining 12.50% of clients mostly satisfied

How it works

Initial Consultation

In our first meeting together, we’ll establish what your financial goals and aspirations are and gain an understanding of your current circumstances. If applicable, we’ll also determine how comfortable you are with risk.

Analysis & Research

We’ll take a deep dive into all of the information provided and the financial data available to us. By analysing this, we can begin planning a journey to help you reach your financial goals.


We’ll present our plan back to you in the form of a report. This detailed but easy-to-follow document will contain all our expert recommendations for achieving your aims.

Implementation & Reviews 

If you agree with our recommendations, we’ll put your strategy into place. We’ll review your goals regularly, and tailor our ongoing support based on your preferences and unique needs.

The Hive

You’ll find a wealth of information here in our dedicated home for insights and useful resources, regularly updated so you’re always in the loop.

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Make an enquiry and a member of our friendly team will contact you to discuss.

Beesure Limited is authorised and regulated by the Financial Conduct Authority no. 832417.
Beesure Limited is a company registered in England and Wales. Company number: 10551333.
Registered office address: Ground Floor, Rowan House, Hazell Drive, Newport, NP10 8FY.

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